The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies. The programme is broadcast first on BBC Radio 4 and later on BBC World Service Radio, BBC World News TV and BBC News Channel TV.

Evan and his panel debate whether now's the time for companies to pursue big, ambitious ideas - or is it a time for more modest aspirations? They also discuss banking with the boss of retail banking at Royal Bank of Scotland, and take stock of the consumer sector in the run-up to Christmas.

Joining Evan in the studio are Brian Hartzer, chief executive of RBS UK Retail, Wealth and Ulster; David Martin, chief executive of transport company Arriva; Nadim Ednan-Laperouse, founder and managing director of WOW toys.

Producer: Ben Crighton
Editor: Stephen Chilcott.