Thieves are going after the millions of pounds being handed over to people reaching the age of 18 from their Government-sponsored Child Trust Funds. Why are there not more effective, targeted fraud warnings?

The unemployment rate among young black people during the pandemic was more than three times higher than the rate for white people of the same age. This week the Government was grilled over what's been described as a 'shocking inequality'.

And mortgage interest rates hit record lows with more than 120 offers below 1% but only those with equity or savings already can get them.

Presenter: Paul Lewis
Reporter: Dan Whitworth
Researcher: Anita Langary
Production co-ordinator: Janet Staples
Producer: Alex Lewis
Editor: Emma Rippon