During the health pandemic a fraud epidemic has been growing. The latest official crime survey found fraud accounts for a third of all crime in England and Wales. It costs the UK economy tens of billions of pounds and very often individuals many thousands of pounds. But the cost is much more than just financial. It can be emotionally and mentally devastating. Money Box has been given access to a rare recording of fraud in progress. An expert assesses what made it so believable and one of the most senior fraud investigators in the UK tells us what he's doing about this kind of financial crime.

Also on the programme, the car finance customers stuck with a vehicle they cannot use and no longer own but they still have to tax and insure it.

As government advice changes and people are asked to go back to work, many childcare providers remain closed. So do employers need to make any allowances?

And in the podcast, will house prices go up or fall - a listener asks should he buy now or wait?

Presenter: Paul Lewis
Reporter: Dan Whitworth
Researcher: Lizzy McNeil
Producer: Alex Lewis
Editor: Emma Rippon