SUMMARY: Bad habits – not lack of knowledge  -- are the most common reasons people go broke. John MacGregor joins Andy to discuss the habits you can develop today that will help you preserve your wealth.   SHOW NOTES: 3:41: What’s The #1 Reason People Go Broke? 6:30: Why Do So Few People Make A Financial Plan? 10:30: How Is Losing Wealth A Behavioral Issue? 14:58: How Do You Change Your Financial Behavior? 21:13: What Should People Do During COVID To Protect Their Wealth?